Incomes a family revenue of $150,000 may sound like rather a lot, however in most of the largest cities within the U.S. it nonetheless places you squarely in the middle class.
Center-class households earn between two-thirds and twice the native median revenue, in response to Pew Research Center’s definition. Nationally, the center class spans incomes from $51,813 to $155,438.
By the identical measure, San Jose, California, has the very best middle-class revenue vary of the biggest U.S. cities. The town’s median family revenue is $136,229 — practically double the nationwide median of $77,719. Meaning middle-class residents in San Jose earn between $90,819 and $272,458 per 12 months.
Giant cities like San Jose and New York are financial hubs with a excessive focus of high-paying jobs in sectors resembling tech, finance {and professional} companies, which is a part of why median incomes are typically greater in these locations. However greater earnings are often offset by steep living costs — particularly for housing.
And whereas incomes $100,000 has lengthy been seen as a milestone, in a metropolis like San Jose it places a family on the decrease finish of the native middle-class vary. For residents, that may assist clarify why incomes six figures does not really feel prefer it stretches as far as it once did.
This is how a lot you’d have to earn to be thought of center class in every of the 15 largest U.S. cities, in response to the latest U.S. Census Bureau information, which adjusts all revenue to 2023 {dollars}, ranked from the very best to lowest median revenue.
1. San Jose, California
- Low finish of center class: $90,819
- Excessive finish of center class: $272,458
- Median family revenue: $136,229
2. San Diego
- Low finish of center class: $70,520
- Excessive finish of center class: $211,560
- Median family revenue: $105,780
3. Austin, Texas
- Low finish of center class: $61,001
- Excessive finish of center class: $183,002
- Median family revenue: $91,501
4. Charlotte, North Carolina
- Low finish of center class: $53,721
- Excessive finish of center class: $161,162
- Median family revenue: $80,581
5. Los Angeles
- Low finish of center class: $53,134
- Excessive finish of center class: $159,402
- Median family revenue: $79,701
6. Phoenix
- Low finish of center class: $53,109
- Excessive finish of center class: $159,328
- Median family revenue: $79,664
7. Fort Value, Texas
- Low finish of center class: $51,388
- Excessive finish of center class: $154,164
- Median family revenue: $77,082
8. New York Metropolis
- Low finish of center class: $51,051
- Excessive finish of center class: $153,154
- Median family revenue: $76,577
9. Chicago
- Low finish of center class: $49,649
- Excessive finish of center class: $148,948
- Median family revenue: $74,474
10. Dallas
- Low finish of center class: $46,747
- Excessive finish of center class: $140,242
- Median family revenue: $70,121
11. Jacksonville, Florida
- Low finish of center class: $45,379
- Excessive finish of center class: $136,138
- Median family revenue: $68,069
12. Houston
- Low finish of center class: $41,758
- Excessive finish of center class: $125,274
- Median family revenue: $62,637
13. Columbus, Ohio
- Low finish of center class: $41,567
- Excessive finish of center class: $124,700
- Median family revenue: $62,350
14. San Antonio
- Low finish of center class: $41,548
- Excessive finish of center class: $124,644
- Median family revenue: $62,322
15. Philadelphia
- Low finish of center class: $40,201
- Excessive finish of center class: $120,604
- Median family revenue: $60,302
Are you prepared to purchase a home? Take Smarter by CNBC Make It is new on-line course How to Buy Your First Home. Skilled instructors will assist you to weigh the price of renting vs. shopping for, financially put together, and confidently navigate each step of the method—from mortgage fundamentals to closing the deal. Sign up today and use coupon code EARLYBIRD for an introductory low cost of 30% off $97 (+taxes and charges) by July 15, 2025.
Plus, sign up for CNBC Make It’s newsletter to get suggestions and methods for fulfillment at work, with cash and in life, and request to join our exclusive community on LinkedIn to attach with specialists and friends.