Wage a single grownup must reside comfortably in all 50 U.S. states

People incomes a regular salary could have hassle dwelling comfortably in all 50 states.

The median annual wage for people was slightly below $62,000 on the finish of 2024, in response to the Bureau of Labor Statistics. However it takes a wage of at the very least $80,829 for a single grownup to reside comfortably in West Virginia, probably the most inexpensive state, in response to a recent SmartAsset study.

SmartAsset defines “snug” as incomes sufficient to comply with the 50/30/20 budget method, which recommends placing 50% of your revenue towards necessities like hire and meals, 30% towards discretionary spending and 20% towards debt reimbursement and financial savings. It used the income model estimates from Massachusetts Institute of Expertise’s Residing Wage calculator to estimate people’ value of requirements in every state.

On the opposite facet of the spectrum from West Virginia, residents in Hawaii must earn a minimal of $124,467 a 12 months to reside comfortably, SmartAsset finds. That is the very best of any state and one in every of two states — together with Massachusetts — the place people must earn at the very least $120,000 a 12 months to afford a cushty life-style.

Here is how a lot cash it takes for a single grownup to reside comfortably in each U.S. state 2025.

• Revenue wanted for a single grownup, 2025: $85,280
• Change from 2024: 1.74%

• Revenue wanted for a single grownup, 2025: $100,298
• Change from 2024: 3.65%

• Revenue wanted for a single grownup, 2025: $101,587
• Change from 2024: 4.36%

• Revenue wanted for a single grownup, 2025: $81,078
• Change from 2024: 2.04%

• Revenue wanted for a single grownup, 2025: $119,475
• Change from 2024: 5.12%

• Revenue wanted for a single grownup, 2025: $105,955
• Change from 2024: 2.58%

• Revenue wanted for a single grownup, 2025: $105,165
• Change from 2024: 4.77%

• Revenue wanted for a single grownup, 2025: $97,469
• Change from 2024: 3.54%

• Revenue wanted for a single grownup, 2025: $97,386
• Change from 2024: 4.37%

• Revenue wanted for a single grownup, 2025: $99,590
• Change from 2024: 2.79%

• Revenue wanted for a single grownup, 2025: $124,467
• Change from 2024: 9.48%

• Revenue wanted for a single grownup, 2025: $96,429
• Change from 2024: 8.67%

• Revenue wanted for a single grownup, 2025: $98,010
• Change from 2024: 3.06%

• Revenue wanted for a single grownup, 2025: $86,570
• Change from 2024: 1.81%

• Revenue wanted for a single grownup, 2025: $86,902
• Change from 2024: 4.24%

• Revenue wanted for a single grownup, 2025: $87,610
• Change from 2024: 3.49%

• Revenue wanted for a single grownup, 2025: $83,574
• Change from 2024: 3.56%

• Revenue wanted for a single grownup, 2025: $85,322
• Change from 2024: 3.48%

• Revenue wanted for a single grownup, 2025: $96,595
• Change from 2024: 5.35%

• Revenue wanted for a single grownup, 2025: $108,867
• Change from 2024: 5.78%

• Revenue wanted for a single grownup, 2025: $120,141
• Change from 2024: 3.55%

• Revenue wanted for a single grownup, 2025: $87,235
• Change from 2024: 3.40%

• Revenue wanted for a single grownup, 2025: $91,728
• Change from 2024: 2.80%

• Revenue wanted for a single grownup, 2025: $86,320
• Change from 2024: 4.32%

• Revenue wanted for a single grownup, 2025: $86,819
• Change from 2024: 3.32%

• Revenue wanted for a single grownup, 2025: $92,851
• Change from 2024: 9.57%

• Revenue wanted for a single grownup, 2025: $87,318
• Change from 2024: 4.32%

• Revenue wanted for a single grownup, 2025: $99,216
• Change from 2024: 6.19%

• Revenue wanted for a single grownup, 2025: $103,085
• Change from 2024: 5.09%

• Revenue wanted for a single grownup, 2025: $108,992
• Change from 2024: 5.82%

• Revenue wanted for a single grownup, 2025: $87,402
• Change from 2024: 4.53%

• Revenue wanted for a single grownup, 2025: $114,691
• Change from 2024: 2.64%

• Revenue wanted for a single grownup, 2025: $93,766
• Change from 2024: 4.55%

• Revenue wanted for a single grownup, 2025: $82,285
• Change from 2024: 2.17%

• Revenue wanted for a single grownup, 2025: $84,781
• Change from 2024: 5.05%

• Revenue wanted for a single grownup, 2025: $84,282
• Change from 2024: 4.81%

• Revenue wanted for a single grownup, 2025: $104,666
• Change from 2024: 3.54%

• Revenue wanted for a single grownup, 2025: $95,306
• Change from 2024: 4.37%

• Revenue wanted for a single grownup, 2025: $101,338
• Change from 2024: 0.50%

• Revenue wanted for a single grownup, 2025: $92,144
• Change from 2024: 4.33%

• Revenue wanted for a single grownup, 2025: $82,160
• Change from 2024: 0.87%

• Revenue wanted for a single grownup, 2025: $91,478
• Change from 2024: 5.87%

• Revenue wanted for a single grownup, 2025: $90,771
• Change from 2024: 4.30%

• Revenue wanted for a single grownup, 2025: $99,466
• Change from 2024: 6.17%

• Revenue wanted for a single grownup, 2025: $99,632
• Change from 2024: 4.04%

• Revenue wanted for a single grownup, 2025: $106,704
• Change from 2024: 6.74%

• Revenue wanted for a single grownup, 2025: $109,658
• Change from 2024: 2.97%

• Revenue wanted for a single grownup, 2025: $80,829
• Change from 2024: 2.59%

• Revenue wanted for a single grownup, 2025: $87,194
• Change from 2024: 3.66%

• Revenue wanted for a single grownup, 2025: $87,942
• Change from 2024: 0.33%

Whereas the 50/30/20 funds will be an efficient device to handle your cash, it will also be tough to comply with when you have excessive mounted prices. And although knowledge suggests wage development nationwide is definitely outpacing price inflation, many People don’t feel that way.

About 7 in 10 People really feel harassed about their funds, in response to a CNBC/SurveyMonkey online poll performed in April. Plus, President Donald Trump’s tariffs threaten to push prices up even additional.

Boosting your income by switching jobs or getting a side hustle could also be simpler stated than finished, however it could actually assist offer you some respiratory room in your funds, particularly if you happen to’ve already reduce out as a lot discretionary spending as you’ll be able to.

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